011-4446-7882
Delhi 110001 IN
Our Profile
We are a modern-age fin-tech platform aiming to foster financial inclusion through innovation to help customers with easy to access loans. We are based in Delhi, regulating loans for quick credit extension.
To make the communication pleasant and plain sailing, our team is comprised of experts from the financial field to make the procedure of verification easy. Repayments can be made according to the customer’s ability to pay easily. Our organization acts as a one-stop destination providing services to customers both locally and from various different parts of Delhi. Our aim is to deliver top-notch services for the following listed categories: Loans for travel, Loans for emergency, Loans to fulfill financial commitments, Loans for Immediate purchase, Household emergency Loans and Loans for Utility Bills.
Loan Benefits
We aim to deliver services to complete client satisfaction with integrity and commitment.
Paisaintime works in a hassle-free manner so that you can easily get your loans without any inconvenience. When you apply for a loan, you get more than just loans. Also, you will get our promise of simplifying terms and conditions, and a quick stress-free return policy of loan amount and we are here to help you in the financial crisis.
work process
Fastest loan approvals
Hassle-Free service ,mechanism
Easy & online Documentation
Quick Online disbursement post verification
Contact Us
Recent Articles
by Nidhi Sharma
by Nidhi Sharma
by Nidhi Sharma
testimonials
Hi Yashwini, Please accept my heartly gratitude to you for your help & excellent service for speedy and efficient services. I was able to complete the transaction within seconds thanks to Yashwani attentive and alert presence.
Have been with Paisaintime for a while now. It was always quick and helpful. Last 2 months my case was handled by Yashwani. She is very quick in response and have always been very kind in hearing to what my need is. Thanks to Yashwani. Really a good service person.
If anyone needs a personal loan then must contact paisaintime.com because they have good knowledge of products. Paisaintime arrange loans for u at a minimum rate of interest at low processing fees. It was really a nice experience. Simran mam &Yashwani mam very helpful .tysm mam
Awesome services by Paisaintime. Took 3rd time loan from here and the process is so streamlined and easy. Simran always helped me in understanding the terms and conditions and provided a smooth experience from applying to disbursal.
I had a very good experience while taking a loan and it was very quick and the procedure was smooth. The executive named Yashwani was very helpful and cooperative.i would definitely recommend other people to try for loan if in need.
One of the finest platform to fullfill your urgent requirements. Best staff like Yashwani who is always ready to help and assist. Such officials always encourage you to utilise their services and people like Yashwani always helps the organisation to grow even faster, she is the face of the platform.
Loan Benefits
Loan Criteria
Loan Amount - 40,000 to 2,00,000
Interest Rate - Up to 36% per annum
APR - 36% MAX
Age - 21 to 55 years
Late payment fee - as applicable ( Charged only, If repayment is delayed )
Processing Fee - Up to 5%
Loan tenure - 90 days to 180 days
Pre-closure charges – As applicable
Sample Loan Calculation
Loan amount - ₹ 30,000 at interest rate of 30% p.a.
Loan Duration - 3 Months
Total personal loan interest = ₹ 2,250
Processing fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590
Total Deductibles (PF + GST) - ₹ 590
In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 29,410
Total repayable Amount (Loan Amount + Interest) - ₹ 32,250
Monthly EMI Repayable (Loan Amount + Interest / No of EMI’s) - ₹ 10,750
PF + GST are deducted upfront during the loan disbursal.